OmniTrak
™
Level Term Insurance
The OmniTrak Solution
OmniTrak provides level term insurance with affordable protection and adaptability to meet your clients’ needs. In addition, OmniTrak offers an industry-leading submission platform, coverage for most clients without an exam, competitive pricing, and best-in-market conversion privileges.
Our all new platform supports you from quote to policy issue to boost your effectiveness and help you deliver the convenient experience that your clients expect.
Three Underwriting Pathways
Instant Decision
Your client has the opportunity to be instantly approved for coverage
Accelerated Underwriting
Underwriter will review the application to determine if they can accelerate the process without the need for an exam
Traditional Underwriting
Full underwriting with scheduled labs and exam
Key Benefits
Industry-leading submission platform
- Innovative field underwriting platform yields more accurate quoting for higher placement rates
- Intuitive design for a simple application experience
- No breakage in the sales process
- Agent guides the sales narrative while the client has the option to complete the application at their convenience
Most clients get coverage without an exam1
- 60% of applications are exam-free
- Expanded eligibility, better rates, and faster approvals
- Average approval time of 12 days
Competitive prices for key client segments
- Applicants with minor health issues
- Clients looking for longer durations
Best-in-market conversion privileges
- Allows client to convert to permanent whole life or UL
- May convert at any time under age 70
Sales Collateral and Resources
Points of Contact
OmniTrak Sales Support Team
Direct: 888-224-7254 option 1
Post Issue: New Business & Policyholder Services
Direct: 888-224-7254 option 3
Commissions
Direct: 888-224-7254 option 5
¹Source: SBLI Oracle Database For the education of producers/brokers only. Not for use with the public. Products and features may not be available in all states. Policy Form Series: B-56.The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA. ©2025 All rights reserved. NAIC #70435. 10/2025 25-4312 |