Give your clients more value with lower rates and greater underwriting flexibility. Effective October 14, 2026, SBLI has lowered OmniTrak Term rates for new and pending business for 20- and 30-year terms, Preferred and Preferred Plus classes, ages 35–50, and face amounts of $500,000+.

Plus, we’ve expanded underwriting flexibility by lowering the age (from 65 to 60) at which one or both parents’ deaths from cardiovascular disease or familial cancer are considered for class guidelines; family history requirements are now waived entirely for insureds age 60+; and, we’ve introduced higher income replacement limits to help you meet more client needs.